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Lead Engineer, Fintech

💰 $130,000 - $160,000 📅 04/22/2024

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Job Description

Credit Pulse is hiring a Founding Engineer! Join us remotely in the US and
lead the charge in reshaping commercial credit risk management. With 6+ pilot
customers, including major billion-dollar enterprises, we're poised to address
key challenges in credit operations at launch.

Rising interest rates are intensifying the risks of late payments and
insolvencies in B2B transactions. Credit Pulse leverages diverse data sources,
offering real-time insights on over 30 data points to revolutionize how
enterprises evaluate and monitor credit for SMBs. Our platform boosts customer
onboarding, reduces bad debt by 20%, and enhances continuous risk monitoring.

_**This is more than a job—it 's a chance to be at the helm of financial
innovation. If you're ready to make a substantial impact in the fintech
industry, we want to hear from you. *_*

* _The Founder: *_
Jordan Esbin is the Founder/CEO of Credit Pulse and is working with Forum
Venture Studio. He has deep experience as a previous startup Founder/CEO,
Chief Product Officer, and risk/compliance consultant. Jordan previously led
Developer Ecosystem Product Strategy at a Fortune 200 FinTech, building a new
platform business with 200 API products across Banking, Capital Markets, and
Payments businesses.

**Backed by Forum Ventures:**

Forum Ventures® is the leading early-stage fund, program, and community for
B2B SaaS startups based in New York, San Francisco, Toronto, and remote.
Credit Pulse works with a team of ambitious humans who are former Founders and
startup operators to build the best B2B SaaS businesses in the world, from 0
to 1.

This opportunity means you'll be at the forefront of shaping and building the
product as a hands-on technical builder with the opportunity to build and lead
a team down the road. This is a founding employee opportunity.

**The Why:**

Our company is founded on three core beliefs:

1. Need: Trade credit is the bedrock on which retail, construction, and manufacturing industries operate. With increases in late payments and defaults, if the problem is not solved, it could be existential for many businesses. The current underlying tools used for credit risk assessment with SMBs are deeply flawed today.

2. Tools: So much data exists today that holds predictive value for risk assessment, but currently that data is manually used. We're leveraging this data for better decision-making and pairing it with an intuitive UX.

3. Value creation: By automating credit decisions, and providing real-time monitoring, credit managers can focus on the highest priority areas. The business results are faster customer onboarding (~60%) and significant reductions in bad debt (20%).

**What We Are Looking For:**

* Strong technical background with hands-on experience in full-stack software development
* You're well-versed in a modern tech stack. We're working with: TypeScript (React, Next.js, Nest.js), PostgreSQL, AWS
* Strong product mindset with a passion for delivering customer value
* Startup agility and the ability to work in a fast-paced, dynamic environment
* Proven technical understanding to make wise choices and take smart risks

Bonus points:

* Early-stage experience building AI/ML products, or other data-centric products
* Experience in fintech or other regulated industries

**What You Are Looking For:**
You are excited by the energy, focus, and white space of an early-stage
startup. You want to own the engineering stack end-to-end, and architect and
build the core platform and integrations that enable our mission.

You find any of the below questions intriguing and challenging:

* How can we use data, automation, and AI to expedite and streamline the current clunky experience of credit risk assessment?
* How can we ensure our platform is easily extensible for future use cases for credit teams to predict and make decisions based on data?
* How can we design our core infrastructure to scale to handle hundreds of clients, thousands of users, and millions of end users?
* What engineering best practices should we instill to scale the product and the team?

**What We Offer:**

* A front-row seat to building with a world-class startup founder and team.
* The equipment and resources you'll need to be set up for success working remotely.
* A salary range of $130,000 - $160,000 + equity + benefits*

*Individual pay is determined by skills, qualifications, experience, and location.

Credit Pulse recruits, employs, trains, compensates, and promotes regardless
of race, religion, color, national origin, gender, disability, age, veteran
status, and other protected statuses as required by applicable law.

Credit Pulse’s dedication to promoting diversity, multiculturalism, equity,
and inclusion is more than a commitment- it is the foundation of what we do.
And thus we strongly encourage people from ALL backgrounds to apply for this
position.

Forum Ventures focuses on SaaS, Enterprise Software, and Incubators. Their
company has offices in New York City, San Francisco, and Toronto. They have a
small team that's between 1-10 employees.

You can view their website at <https://www.forumvc.com/> or find them on
[Twitter](https://twitter.com/forumventures) and
[LinkedIn](https://www.linkedin.com/company/forumvc).